Credit card fraud is a crime in which an individual misrepresents or otherwise abuses a credit card. In all cases of fraud, a person is accused of lying or otherwise misrepresenting information. There are numerous types of credit card fraud, including those who steal credit cards and use them as their own. Another form involves stealing credit card information to apply for other credit cards. Credit card fraud may also be the stealing of personal identification of another period. Credit card fraud may occur online or offline. It may be significant or the minor use. It may involve claims of use of a credit card that is unauthorized. The severity of the fraud is dependent, in part, on the amount of theft involved as well as state laws.